Matt Kennessey

NMLS #  

205-983-5626

Matt@SMGmortgage.com

Matt Kennessey Loan Processor

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How to Obtain a Certificate of Eligibility for a VA Loan

How to Obtain a Certificate of Eligibility for a VA Loan

VA home loans from the Depart of Veterans Affairs can be a huge benefit to military service members and their surviving spouses when it comes to homeownership. They have relaxed credit requirements, no down payment in some cases, no private mortgage insur

Jun 02, 2022 | VA Loans

7 Essential Home Buying Questions

7 Essential Home Buying Questions

If you’re looking to buy a house this year, it's important to know the status of the housing market as well as the common decisions you need to make. Here’s what you need to ask yourself before buying a house in 2022. 1. Is it a Good Time to Buy? The U.S.

May 31, 2022 | Purchasing a Home

We Remember our Fallen Soldiers this Memorial Day

We Remember our Fallen Soldiers this Memorial Day

Memorial Day is an important national holiday for every American citizen. It is much more than a day of barbecues, family get togethers, parades, visits to cemeteries and memorials, or moments of silence. It is a day to remember those that sacrificed thei

May 30, 2022 |

4 Common Reasons VA Loans are Denied

4 Common Reasons VA Loans are Denied

For qualified veterans and current military service members, VA home loans backed by the Department of Veterans offer amazing terms and low rates. And although they have slightly different regulations and requirements, it's actually not harder to qualify

May 26, 2022 | VA Loans

How to Avoid 3 Common Mortgage Scams

How to Avoid 3 Common Mortgage Scams

There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are always coming up with schemes to con you out of your hard-earned

May 24, 2022 | Credit

Why do Rates vary from Lender to Lender?

Why do Rates vary from Lender to Lender?

When you start shopping around for a mortgage, you might be surprised to get a variety of interest rate quotes. Since your qualifications stay the same, it might seem like every lender would offer you the same rate. However, there are multiple factors tha

May 19, 2022 | Interest Rates

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