If you are interested in becoming a homeowner, you may want to know how buying a home will affect your annual taxes. There used to be a lot of talk about homeownership tax deductions, so will your taxes go down after buying a house? Here’s the scoop: Afte
Oct 04, 2022 | Purchasing a Home
On your path to homeownership, you may be unsure when it makes the most financial sense to take the plunge. Monthly mortgage payments can sometimes be more expensive than rent prices, and there are additional costs associated with owning a home. While tha
Sep 29, 2022 | Purchasing a Home
As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is one thing home buyers can do to save themselves big time when it comes to mo
Sep 27, 2022 | Credit
LTV Defined The loan-to-value ratio is the comparison of the mortgage balance to the market value of the home. It is calculated by dividing your loan amount by the value of the property you currently own or the one you want to buy. For example, you want t
Sep 22, 2022 | Purchasing a Home
It's no secret that mortgage interest rates have risen this year. Rates have risen almost four percentage points in less than a year. That kind of rate increase can be stressful for home buyers? But what about home sellers? How do increasing rates affect
Sep 20, 2022 | Interest Rates
If you have a VA loan as a military homeowner, you know that these loans offer some of the best rates and terms on the market. With no down payment requirements, and low credit score qualifications, VA loans provide veterans, active-duty military and thei
Sep 15, 2022 | VA Loans